Lowes Home Improvement Review

Lowes is an American based chain of home improvement and appliance stores. It was founded in 1946 in North Carolina by a man named Lucius S. Lowe.

Today, Lowes is one of the largest retail home improvement chains in the U.S. In fact, it is second to only The Home Depot. It operates over 1,700 retail locations in the U.S. serving more than 14,000,000 customers a week. Lowes was not always a big box retailer though. Initially they did not want to take the route of competitors with their huge mega store locations, but in order to survive they eventually adopted the philosophy and it has paid off for them.

Just like its competitors, Lowes offers just about anything you could imagine you would need for any construction or home improvement project. I am guilty of spending way too much money there, often buying things on impulse. But what man doesn’t want to expand their tool collection, right?

Lowes is a great place to shop and their prices are competitive. Although sometime not enough so to justify not getting the product I need elsewhere if the drive is shorter.

As with other big box home improvement retailers, there are some brands and product models that can only be found by going to Lowes and vice versa.

When comparing prices among the same products you can find at Lowes and their competition, I have found very slight differences. Probably not enough to justify any extra mileage to get there verses other home improvement retailers. Overall, Lowes seems to be slightly more expensive than their major competitors on most products when comparing apples to apples.

This does not mean that great deals cannot be found at Lowes though. I have bought many tools and other hardware products there and on occasion saved a ton of cash. Watch for sales and specials on what you are looking for to maximize your savings.

Research and compare prices with any products you are contemplating on purchasing. By doing this, you will ensure that you are getting the best deal on your purchase whether you get it at Lowes or elsewhere.

Low Interest Home Improvement Loans

We all love to make home improvements but this is truly a very costly project we have to deal with. Of course, no one wants to spend much when it comes to such activities like this. Fortunately, there is good news if you’re considering your home improvement plan. Today, we can avail of low interest home improvement loan which is regarded as low cost as it takes advantage of the equity on the home you’re planning to renovate.

If you’re one of those who wish to redesign and make your home a more comfortable and special place to dwell in, turning to a low interest home improvement loan is just one of the smartest and most economical ways of obtaining financial assistance. They are very easy to avail of as they don’t require many documents for approval. What’s more interesting about them is that unlike unsecured personal loans, they provide more benefits that will surely delight you.

Low Interest Home Improvement Loans are known as home equity loans that are purposely designed to make home improvements in the same property which is being used as a security of the loan. For this reason, lenders can be assured that his finances are secured with a property and that his money shall be used to augment the value of the property used as collateral.

In addition, this type of loan is a type of secured loan which have requirements for approval. These requirements are associated more to the property itself than to the debtor. The debtor’s condition is not as essential as the property’s equity and value. Once you already have secured all the proper documents and there are no further legal conflicts with regards to the property, the debtor will most likely be approved no matter if you had a bad credit record in the past.

Although they make your credit score into account, this will not serve as an issue when they decide for your loan approval. One of the primary requirements comprise of the property which has sufficient equity to provide a guarantee and protection to the amount of money to be borrowed. It is significant to understand that the equity shall then be computed by diminishing the quantity of mortgage loan to that of the entire property’s value. And the outcome shall be the quantity of equity remained on your home.

It is very essential that when searching for the suitable lender for you, you must acquire loan quotes from various lenders in order for you to compare them so you can discover which one has the lowest rate. Be reminded that loans can get very pricey because of some hidden charges so it is a must for you to compare other costs and fees too. You may browse online for your creditor. Luckily, there are several online sites that provide various types of loans. Once you have found the one which you think can perfectly help you with your home improvement loan concerns then all you need to do is to carefully review the terms and conditions so you can start your long dream home project right away.